Banking Credit Questionnaire June 2009

Dear Client

We are touching base with you concerning the current credit difficulties and are examining what assistance CEB's can possibly introduce to help our clients in the current climate. We would be grateful if you could take a few minutes to complete this short Questionnaire.

1. Company Name

Company Name

2. Which is your local Enterprise Board


CEB Name	Which is your local Enterprise Board CEB Name

3. Bank Name

Bank Name

4. Would you say that the credit availability situation is the same as six months ago?

Would you say that the credit availability situation is the same as six months ago? Same

Improved

Worse

5. Do you feel your business is being curtailed at present by banking restrictions compared to six months ago?

Do you feel your business is being curtailed at present by banking restrictions compared to six months ago? YES

6. If Yes, How?

If Yes, How? Bank Overdraft/ Bank Loan Restrictions

No processing of Loans

Additional Charges

Higher levels of security

Other (please specify)

7. Have you secured credit from any other sources?

Have you secured credit from any other sources? County Enterprise Board

Credit Union

Private Investors

First Step Microfinance

Leader

Enterprise Ireland Stablisation Fund

Other (please specify)

8. Do you feel the current Banking situation will have any effect on your trading and business operation?

Do you feel the current Banking situation will have any effect on your trading and business operation? None

Slight

Serious

Very Serious

9. Have you sought and been refused additional credit from a Banking institution?

Have you sought and been refused additional credit from a Banking institution? Applied

Succeeded

Rejected

10. Is your Business at risk of closure?

Is your Business at risk of closure? YES

11. If yes, what level of working capital finance is required?

If yes, what level of working capital finance is required? 1-5k

5-10k

10-15k

15-20k

20k+

12. Is employment at risk in your Enterprise?

Is employment at risk in your Enterprise? No

Already let staff go

Intend to reduce staff

Percentage of your jobs at risk in next 6 months

13. Would a small loan scheme operated by the CEB’s up to 20k to support viable business and its working capital needs be helpful and desirable?

Would a small loan scheme operated by the CEB’s up to 20k to support viable business and its working capital needs be helpful and desirable? YES

Other (please specify)

14. Do you use credit insurance and if so have there been any withdrawals/reductions in it?

Do you use credit insurance and if so have there been any withdrawals/reductions in it?

15. Have you experienced increased levels of debtor days?

Have you experienced increased levels of debtor days? YES

16. Are there any other Credit Issues that you have experienced?

Are there any other Credit Issues that you have experienced?