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* 1. Do Freddie Mac and Fannie Mae need stronger oversight?

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* 2. Should the GSE regulator be an independent agency?

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* 3. Should the regulator have the authority to decide, without needing Congressional approval, the companies' ultimate fate in the event of insolvency?

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* 4. Optional: Provide your name, title, company and contact information and/or any other thoughts on this topic.

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