1. Did you know that most Public employees are not required to participate in the Social Security System?

2. Were you aware that the way Social Security benefit amounts are figured, lower-paid workers get a higher return than highly paid workers? For example, lower-paid workers could get a Social Security benefit that equals about 55 percent of their pre-retirement earnings. The average replacement rate for highly paid workers is about 25 percent."

3. Did you know that Public employee retirement plans such as CalPers and the California State Teachers Retirement Fund do not provide for such a subsidy for low income employees?

4. Should all employees, public and private, be required to participate in the Social Security retirement system?

T